The Southwest Fast Rewards Plus Credit score rating score Card, like all co-branded journey participating in taking part in playing cards, is geared in direction of individuals who usually fly with Southwest Airways.
This might be a premium journey card that gives 3,000 miles yearly you’ve obtained it, a reduction on in-flight purchases, and two free EarlyBird Take a look at-Ins yearly.
This card furthermore incorporates a rewards growth, offering bonus miles on spending programs like transit, commuting, web, cable, telephone, and choose streaming.
One totally different vitality of this card is its 60,000-mile signup bonus — which is larger than ample to get you a round-trip ticket or two!
Throughout the event you’re occupied with along with the Southwest Fast Rewards Plus Credit score rating score Card to your pockets, this information will assist you resolve.
Is the Southwest Fast Rewards Plus Card for me?
The Southwest Fast Rewards Plus Card is designed for frequent flyers preferring to journey with Southwest.
As a result of this for a lot of who’re a loyal Southwest purchaser or reside close to a Southwest hub, this card is possibly an important choice for you. You’ll velocity up your earnings within the course of free flights and get some safe perks, akin to 2 free EarlyBird Take a look at-Ins yearly.
Throughout the event you aren’t a fan of Southwest or reside in a spot the place Southwest isn’t as prevalent, this card attainable acquired’t be as priceless as one totally different airline or generic journey rewards monetary establishment card.
What makes this monetary establishment card absolutely completely totally different?
What makes the Southwest Fast Rewards Plus Card absolutely completely totally different is its deal with Southwest Airways.
Due to it’s a co-branded card, it’d most certainly present distinctive advantages and perks that generic journey monetary establishment taking part in playing cards can’t. Throughout the event you fly Southwest incessantly, you’ll profit from these perks.
This card furthermore comes with a good signup bonus contained in the sort of 60,000 bonus components plus a 30% off promo code once you spend $3,000 utilizing the cardboard inside three months of opening your account.
You could possibly as successfully purchase 10,000 Companion Switch qualifying components enhance yearly. With the Companion Switch, you may title one specific explicit particular person, just like a confederate, affiliate, or pal, to be your companion. They’ll get a free ticket on any flight you e e-book in your self.
Generic journey participating in taking part in playing cards don’t present these specialised advantages and bonuses, so that they attainable acquired’t be as attention-grabbing to individuals who wish to fly with Southwest.
Associated: Largest monetary establishment card be part of bonuses
What are my prospects of getting authorised?
As with every monetary establishment card, it’s crucial to consider whether or not or not or not you’ve obtained an opportunity of qualifying ahead of you apply. Making use of for a mannequin new monetary establishment card drops your credit score rating score rating by a couple of components, so that you just don’t must decrease your credit score rating score for no set off.
Chase, this Southwest monetary establishment card’s issuer, says that candidates require good credit score rating score to be eligible for the cardboard. Meaning it’s finest to attempt to have a credit score rating score rating of about 670 or larger ahead of you apply.
All the small print of the Southwest Fast Rewards Plus Card
Monetary establishment taking part in playing cards are refined, so ahead of you be part of one, you’ll wish to be sure you perceive how they work.
Bills and prices
The very very very first thing to have a look immediately you’ll wish to get a mannequin new monetary establishment card is how tons the cardboard will value. Some participating in taking part in playing cards, together with journey participating in taking part in playing cards, have annual prices, so that you’ll wish to guarantee the advantages and perks you’ll get cowl the worth of getting the cardboard.
The Southwest Fast Rewards Plus Card prices $69 per yr.
Perks and rewards
Referring to journey participating in taking part in playing cards, it’s all concerning the perks and rewards. A wonderful journey card should allow you to earn your means within the course of free journeys and assist you journey additional comfortably.
The Southwest Fast Rewards Plus Card does all of it, with an important signup bonus, sturdy ongoing rewards, and a few good perks to make the most of everytime you’re on a flight.
To start out out out factors off, you may earn 60,000 components plus a 30% off promo code once you spend $3,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 components for every buck spent on Southwest purchases.
- 2 components for every buck spent on Fast Rewards® resort and automotive rental companions.
- 2 components for every buck spent on native transit and commuting, together with rideshare.
- 2 components for every buck spent on web, cable, telephone corporations, and choose streaming corporations.
- 1 diploma for every buck spent on all completely totally different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You could possibly as successfully use the cardboard to get two free EarlyBird Take a look at-Ins yearly and 25% as soon as extra on all inflight purchases.
You’ll furthermore get all the same old monetary establishment card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Largest journey rewards participating in taking part in playing cards
Among the finest methods to make use of
The one alternative to make use of for the Southwest Fast Rewards Plus card is to go to Chase’s web site on-line. Chase is the financial institution that Southwest companions with to supply this monetary establishment card.
To start out out out the tactic, you’ll enter your private information, collectively alongside together with your:
- Title.
- Date of provide.
- Mom’s maiden title.
- Social Safety quantity.
- Deal with.
You’ll furthermore want to present your Southwest Fast Rewards quantity when you’ve obtained one. Throughout the event you don’t, Chase will robotically set one up for you for a lot of who’re authorised.
Lastly, you’ll enter whether or not or not or not you lease or non-public, your month-to-month lease worth quantity (if associated), and your full annual revenue. In the event you apply, Chase will contemplate it and make a lending choice.
Usually, Chase can decide immediately. Nonetheless, if the financial institution has bother matching your data to your credit score rating score file or needs to take a further in-depth check out various the utility particulars, you may must attend for a variety contained in the mail.
Contact information
You almost certainly have elements alongside alongside together with your Southwest Fast Rewards Plus card, the most effective difficulty to do is attain out to Chase’s purchaser help.
You’ll be succesful to contact Chase by signing in to your account and sending a safe message. You could possibly as successfully title monetary establishment card purchaser help at 1-800-432-3117 or contact @ChaseSupport on social media.
Utterly totally different stuff it’s finest to know
One crucial difficulty to notice concerning the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card obtainable. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the underside annual price nonetheless the fewest perks of the three Southwest participating in taking part in playing cards.
The Premier card is the subsequent stage up from the Plus card. It has the next annual price at $99 nonetheless presents 3x components on all Southwest purchases, 6,000 components on each cardmember anniversary, and bonus qualifying components within the course of A-Pointers standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price nonetheless presents 7,500 components on each card member anniversary and a $75 credit score rating score for Southwest journey yearly. You’ll furthermore purchase 4 upgraded boardings yearly.
One totally different difficulty to ponder is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and sometimes solely good for Southwest flights. There are some present card redemption choices, nonetheless they aren’t an excellent worth.
Diverse monetary establishment taking part in playing cards to the Southwest Fast Rewards Plus Card Credit score rating score Card
If the Southwest Fast Rewards Plus Card doesn’t appear like the best one for you, consider the next alternate decisions:
- Southwest Precedence: This card is helpful for individuals who spend plenty on it and must earn A-Pointers standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score rating score and components largely cowl the associated fee. You’ll furthermore revenue from the upgraded boarding perk.
- Chase Sapphire Most popular® Card: That’s one totally different Chase card with reasonably extra versatile rewards, letting you redeem components for any journey.
- Capital One Enterprise Rewards Credit score rating score Card: This card has a $95 annual price and presents sturdy money as soon as extra prices on journey purchases.
- American Explicit Gold: That’s the mid-tier Membership Rewards card. It presents versatile rewards and an excellent earnings value on meals and journey.
How do you identify which monetary establishment card is most interesting for you?
While you’re in the marketplace for a mannequin new monetary establishment card, it’s finest to have a look at your choices to look out the best one. When making this comparability, consider the next elements:
- Your potential to qualify. Card issuers design absolutely completely totally different participating in taking part in playing cards for folks with absolutely completely totally different credit score rating score profiles. Earlier than you apply, assure you’ve got an excellent likelihood of qualifying for the cardboard.
- Bills. Some participating in taking part in playing cards, notably journey participating in taking part in playing cards, carry annual prices. You’ll wish to’re getting ample worth from the cardboard to make the associated fee value paying.
- Perks. Every card has a particular set of perks and advantages. Ensure that the perks you purchase from the cardboard are helpful for you.
- Rewards. Monetary establishment taking part in playing cards can present money as soon as extra, components, miles, or completely totally different rewards. Ensure that the rewards on present align alongside alongside together with your goals. It’s furthermore crucial to consider their flexibility. You don’t should be caught with miles you may’t use. Furthermore, consider the speed of incomes these rewards, and look for participating in taking part in playing cards that present bonuses on the kinds of purchases you make most ceaselessly.
- Bills. Generally, it’s finest to keep away from carrying a monetary establishment card steadiness every time doable. Nonetheless, sometimes it’s a ought to to carry a steadiness. When that occurs, having a card with a low charge of curiosity is good.
Southwest Fast Rewards Plus Card FAQ
Can I pool my Southwest miles with one different explicit particular person’s?
No, Southwest doesn’t present any option to pool your rewards with one totally different specific explicit particular person.
What’s the Southwest Companion Switch?
The Southwest Companion Switch is a perk you may earn by means of a monetary establishment card signup bonus or by taking a variety of flights in a single yr. While you earn this switch, you may select one completely totally different specific explicit particular person to get a free ticket on each flight you e e-book till the tip of the calendar yr after you earned it.
So, for a lot of who earn the switch in 2023, it may expire on the top of 2024. Some passes earned by means of promotions have absolutely completely totally different expiration dates.
Can I redeem my Southwest components for factors apart from flights?
Optimistic, you may redeem your Southwest components for present participating in taking part in playing cards to many fashionable retailers. Nonetheless, redeeming components for flights is often a bigger worth.
Why select the Southwest Fast Rewards Plus Card?
With a robust signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an setting pleasant choice for frequent Southwest fliers.
Given its low-cost worth, substantial signup bonus, and priceless perks, we give the Southwest Fast Rewards Plus Credit score rating score Card a 4 out of 5 score.